Checking Accounts
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Enjoy no monthly maintenance fee and easy access with Simply Free Checking.
Questions? We can help.
Say hello to Xtraordinary earnings
The National Average
Requirements & perks
Introducing Upgraded Xtraordinary Checking Account
To receive your 5.00% yield, meet the following monthly requirement:
- 15 purchases or $500 spending on your debit card
- Monthly one time deposit of $500
- Enroll in eStatements
Why should I choose Connexus?
high-yield checking
Say hello to our market-leading yield
Far above the national average, our Xtraordinary Checking Account offers one of the highest yields available.
Experience the Connexus App
Earning an excellent APY on your Checking is easier than ever!
Tracking progress toward Xtraordinary Checking’s 1.75% APY just got easier with our Xtraordinary Checking Progress tool, now available in Digital Banking.
- Monitor progress toward the monthly requirements
- Get prompts for the goals you still need to meet
- Easily see your status at a glance within the tool
Check out Digital Banking
Member success stories
Chelsi
Wisconsin
“I feel there is nothing Connexus wouldn’t take care of for me, which has made the transfer of my accounts from my previous bank an easy decision.”
Darrell
Texas
“Very happy to keep my money at Connexus Credit Union, as they believe in treating their customers with respect and dignity.”
Disclosures
See our Fee Schedule for a list of fees you may encounter.
* Calculated based on the difference between the percent earned in interest between Connexus Credit Union’s rate at 5.000% APY compared to 2.146% APY for the National market average over the life of a high rate share draft. Accurate as of: 10/26/2025. Source: Datatrac
* Calculated based on the difference between the percent earned in interest between Connexus Credit Union’s rate at 5.00% APY compared to .07% APY for the FDIC Interest Checking national deposit rate. Accurate as of: 09/15/2025. Source: FDIC
- Annual Percentage Yield (APY) accurate as of 10/27/2025. To earn the applicable dividend rate and APY, subscription to eStatements, a monthly deposit of at least $500 from either a direct deposit or an ACH deposit (from a non-Connexus account), and either a minimum of fifteen (15) debit card purchases or $500 in net spend purchases using your debit card are required per month. ATM transactions are not included. Debit card purchases must post to your account by the last calendar day of the month. You must meet the preceding account requirements to earn dividends during the monthly period. No minimum balance requirements to earn dividends. Dividends are compounded and paid monthly. Fees may reduce earnings. Rates subject to change. A dividend rate of 1.654% will be paid on your account balance of $25,000 or less when requirements are met; resulting in an APY of 5.00% for the dividend period. Account balances over $25,000 will be paid an APY of 0.25% when requirements are met. Primary owner must be the age of majority (18+) to open this type of account.
- Annual Percentage Yield (APY) accurate as of 10/27/2025. No minimum balance requirements to earn dividends. Dividends are compounded and paid monthly. Fees may reduce earnings. A dividend rate of 1.985% will be paid on your account balance of $1,000 or less; resulting in an APY of 2.00% for the dividend period. Account balances over $1,000 will be paid an APY of 0.25%. Rates subject to change.
- ATM surcharge rebates only apply to ATMs within the United States.
- Find a Co-op or MoneyPass ATM at connexuscu.org/about/branch-and-atm-locations/.
- For illustrative purposes. Your earnings may differ. Fees may reduce earnings.