Auto Refinancing
Monthly payment too high? Time to refi.
Bring your auto loan to Connexus to start saving.
Questions? We can help.
Today’s Auto Refinancing rates
Your car. For less.
Love your car, but not what it costs you? We can help!
When you bring your auto loan to Connexus from your current lender, we don’t just lower your interest rate and monthly payment. We also treat you to 90 days of no monthly car payments upon request3.
Check out the video to learn more about our quick and easy refinancing process or click below to get started today.
Auto refinance perks
When you bring your auto loan to Connexus from another lender, you’ll walk away with much more than a lower monthly payment. In fact, we pull out all the stops to give you an experience so stellar, you’ll become a member for life. To that end, here are just a few of the exclusive perks you can take advantage of:
Up to 90 days no payments3
Nothing better than that new car smell … except for three months of no payments. Request it and it’s yours.
Refinancing as easy as 1, 2, 3, 4
We take refinancing back to basics. In just four simple, stress-free steps, we’ll help you lower your rate and payment.
Less nickel-and-diming, more savings
At Connexus, fees just aren’t our style. That means no annual fees, prepayment penalties, or funds due at closing.
Amped-up security for peace of mind
Safety first! Protect your vehicle and financial well-being with Debt Protection, GAP Protection, and our Warranty Program.
Lowest available rates
(Cars, Trucks, SUVs, Motorcycles)
| Model Year | Term | APR1 As Low As | Monthly Payment |
|---|---|---|---|
| 2022 or newer | 24 months | 6.99% | $671.52 |
| 36 months | 6.19% | $457.62 | |
| 48 months | 6.39% | $354.96 | |
| 60 months | 6.59% | $294.12 | |
| 72 months | 6.89% | $254.94 | |
| 84 months | 7.69% | $231.48 | |
| 2021 and older2 | 24 months | 6.29% | $666.77 |
| 36 months | 6.44% | $459.33 | |
| 48 months | 6.69% | $357.04 | |
| 60 months | 6.94% | $296.59 | |
| 72 months | 7.49% | $259.28 | |
| 84 months | 8.24% | $235.59 | |
| Accurate as of 04/02/2025 | |||
Calculators
- Does it pay to refinance? Use our calculator to see what you may save by refinancing your car loan.
- What’s my debt-to-income ratio? DTI is a factor when you apply for a new loan. Learn yours now.
The refinancing process
Apply online in minutes by entering current loan and payment details
Receive decision on your refinance in 1-4 business days4
After approval, enjoy 90 days of no monthly car payments upon request3
Save money with your new interest rate and lower monthly payments
Learn more about refinancing
3 Myths of Refinancing Your Car Loan
If you’re thinking about refinancing your car loan, but you’re unsure, we might be able to clear up some of the common myths.
5 Signs it’s Time to Refinance Your Auto Loan
Life changes, and so do financial situations. Here’s how to know when those changes mean it’s time to refinance your auto loan.
FAQs: You Asked. We Answered.
Auto Loans: Refinance
Is the refinancing process difficult or time-consuming?
We make refinancing as quick and easy as possible! In just four simple, stress-free steps, we’ll help you lower your rate and payment. Here’s how it works:
- Apply online in minutes or by calling 800.845.5025 by entering your current loan and payment details
- Get approved to refinance your loan in 1-4 business days4
- After approval, enjoy 90 days of no monthly car payments upon request3
- Save money with your new interest rate and lower monthly payments thereafter
Will I be charged any fees to refinance?
Why should I refinance my existing car loan?
You might refinance to get a lower interest rate or lower your monthly payment by extending your repayment term. Call 800.845.5025 or try our Auto Loan calculator to figure out how much you could save.