RECREATIONAL LOANS
Take the scenic route.
Discover new sights with a Recreational Loan.
Questions? We can help.
Boats, Campers, RVs
| Model Year | Min. Loan Amt. | Max. Term1 | APR As Low As | Monthly Payment1 |
|---|---|---|---|---|
| 2020 or newer | $5,000 | 60 months | 8.24% | $101.96 |
| $15,000 | 120 months | 10.24% | $200.22 | |
| $20,000 | 144 months | 10.74% | $247.64 | |
| $20,000 | 180 months | 11.49% | $233.51 | |
| 2016-2019 | $5,000 | 60 months | 8.74% | $103.16 |
| $15,000 | 120 months | 10.74% | $204.42 | |
| $50,000 | 180 months | 11.74% | $591.75 | |
| 2015 or older | $5,000 | 60 months | 9.49% | $104.98 |
| $25,000 | 120 months | 10.74% | $340.71 | |
| Accurate as of 12/25/2024 | ||||
Calculators
- What’s the monthly payment? Plug in a few details to determine the cost of your monthly loan payment.
- How do the loans stack up? Compare loan variables and get the complete picture with our calculator.
- What’s my debt-to-income ratio? DTI is a factor when you apply for a new loan. Learn yours now.
ATVs/UTVs, Personal Watercrafts, Snowmobiles
Calculators
- What’s the monthly payment? Plug in a few details to determine the cost of your monthly loan payment.
- How do the loans stack up? Compare loan variables and get the complete picture with our calculator.
- What’s my debt-to-income ratio? DTI is a factor when you apply for a new loan. Learn yours now.
How does the process work?
Step 1: Find the loan for you
Look through the rate tables above or call 800.845.5025 to speak with an expert.
Step 2: Complete your application
You can apply now, over the phone, or at a branch in five minutes.
Step 3: Get approved
We’ll review your application and other factors. This only takes one business day.
Step 4: You get your money
Once everything is signed and approved, you’ll get the money.
Step 5: Experience the outdoors
Get out there and explore.
Available loan features
GAP Protection
Cover the difference between your insurance settlement and loan balance in the event of a full loss.
Debt Protection
We offer Life, Disability, and Involuntary Unemployment coverage. Learn more about debt protection.
FAQs: You asked. We answered.
Recreation Loans
How do I receive my title or a lien release for my vehicle?
There are a number of different ways in which you can receive a title or lien release, depending on whether your loan is active or paid off, and whether you live in a state that processes paper or electronic titles. For more details, please review our Title and Lien Release FAQs.
Can I pay off my loan quicker than the payment schedule?
Of course! There’s no prepayment penalty for paying off your loan early. Doing so will actually help you save on interest over the long run.
Do I have to be preapproved for my loan before I start shopping?
No, it’s not a requirement. But being preapproved helps you negotiate the best price because you won’t end up with a high rate when you close the deal. Dealers take preapproved customers more seriously because it means you’re ready to do business.