Checking Accounts

Earn up to 5% APY!

Our Xtraordinary Checking Account now offers a higher yield! Open an account today and watch your money grow.

Apply to open an account

Digital Banking App

4.7 Rating 18K+ Reviews

Forbes

Best in State Credit Union
2025

NerdWallet

Best Credit Unions of 2025
4.3

Kiplinger

Best Credit Union
2025

Heading

Which account fits you best?
216-Checking-Account-Options-2025-2025-06-03.csv

Xtraordinary

Simply Free

Teen

Monthly yield

Up to 5.00% APY‍1

0.00% APY

Up to 2.00% APY‍2

Requirements to earn yield

Yes

None

None

No monthly fees
Monthly rebates of ATM provider surcharges‍3

$15

None

None

Free Connexus ATM transactions

Unlimited

Unlimited

Unlimited

Free Co-op & MoneyPass® ATM transactions‍4

Unlimited

Unlimited

Unlimited

Free Contactless Visa® debit card
Convenient Digital Banking access
Free statements
Free overdraft transfers with linked accounts

Apply now

Apply now

Apply now

Xtraordinary

216-Checking-Account-Options-2025-2025-06-03.csv

Xtraordinary

Monthly yield

Up to 5.00% APY‍1

Requirements to earn yield

Yes

No monthly fees
Monthly rebates of ATM provider surcharges‍3

$15

Free Connexus ATM transactions

Unlimited

Free Co-op & MoneyPass® ATM transactions‍4

Unlimited

Free Contactless Visa® debit card
Convenient Digital Banking access
Free statements
Free overdraft transfers with linked accounts
 Apply now

Simply Free

216-Checking-Account-Options-2025-2025-06-03.csv

Simply Free

Monthly yield

0.00% APY

Requirements to earn yield

None

No monthly fees
Monthly rebates of ATM provider surcharges‍3

None

Free Connexus ATM transactions

Unlimited

Free Co-op & MoneyPass® ATM transactions‍4

Unlimited

Free Contactless Visa® debit card
Convenient Digital Banking access
Free statements
Free overdraft transfers with linked accounts
 Apply now

Teen

216-Checking-Account-Options-2025-2025-06-03.csv

Teen

Monthly yield

Up to 2.00% APY‍2

Requirements to earn yield

None

No monthly fees
Monthly rebates of ATM provider surcharges‍3

None

Free Connexus ATM transactions

Unlimited

Free Co-op & MoneyPass® ATM transactions‍4

Unlimited

Free Contactless Visa® debit card
Convenient Digital Banking access
Free statements
Free overdraft transfers with linked accounts
 Apply now

Leading

Inductry-leading checking
rates

Our checking account offers exceptional benefits that stand out from the crowd, providing you with one of the best experiences in banking!

 Open an account
131%* the National average rate
Connexus APY
5.00%
National APY
2.16%
5.00%
131%* the National average rate
2.16%